Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via e-mail, you accept the risk that a third-party may intercept this information. A "receipt" acknowledgement on an e-mail means only that the message has been routed into the Internet, not that the message has been received by Northland Financial.